Disclaimer

This disclaimer applies to all content on this website, including the guide that led you here. Please read it carefully before using any materials provided by us or by other external websites.

• Third-Party Services Disclaimer:​

  • This Guide references and provides educational instruction on the use of third-party accounting software that is independently owned and operated, and we are not affiliated with, endorsed by, sponsored by, or otherwise associated with any such third-party provider; we do not own, control, manage, or assume responsibility for any third-party platforms, and any access to or use of such services is undertaken at your own discretion and risk; we are not responsible for the availability, functionality, security, accuracy, policies, pricing, updates, data handling, or practices of any third-party provider, and your use of any third-party software is subject exclusively to the terms, conditions, and policies established by that provider, which you are solely responsible for reviewing and agreeing to prior to use.

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• Informational Use Only:

  • This file and all associated material made by us are provided for educational and informational purposes only. They do not constitute accounting, financial, tax, legal, or other professional advice. You should always consult a qualified professional before making financial, accounting, tax, or business decisions. Use of the guide and any associated material does not create an accountant-client, advisor-client, fiduciary, or any other professional relationship between you and us.

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• Starter Guide Only: 

  • The guide and any associated material are starter templates designed to assist with understanding and organizing financial information. They are not a substitute for professional accounting software or professional services and may not comply with accounting standards, tax regulations, or legal reporting requirements applicable to your jurisdiction, industry, or business type.

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• Copyright and Ownership:

  • All guides, spreadsheets, templates, structures, formulas, layouts, and accompanying materials provided are owned by us and are protected by applicable copyright and intellectual property laws. These materials are provided for personal or internal business use only. You may not copy, reproduce, modify for redistribution, sell, sublicense, publish, distribute, or otherwise share these materials, in whole or in part, in any form or medium, without prior written permission. Unauthorized use, reproduction, or distribution may result in legal action and liability.

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• Regulatory and Legal Compliance:

  • If you are required to submit financial reports to any authority, lender, investor, or third party, you are solely responsible for ensuring that all reports meet the applicable legal, accounting, and regulatory requirements.

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• User Responsibility and Data Accuracy:

  • You are solely responsible for:

    • The data you enter using our material or other external websites

    • The accuracy, completeness, and appropriateness of that data

    • Any interpretations, forecasts, or conclusions drawn from the materials outputs

    • Any decisions or actions taken based on the use of the material provided by us or other external websites

  • Results generated using these materials may vary depending on the quality of the data, assumptions, user input, and any modifications made to the materials.

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• Modifications and Alterations:

  • We are not responsible for any changes made to the materials provided by us or from external websites after viewing, delivery, or download, including, but not limited to, adding, removing, or modifying rows, columns, formulas, sheets, formatting, data structures, or other elements, including individual items within the materials. Any such modifications are made at your own discretion and risk, and we disclaim all responsibility for any errors, inaccuracies, or consequences resulting from these changes.

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• No Guarantees or Warranties:

  • These materials are provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to warranties of accuracy, reliability, merchantability, fitness for a particular purpose, or error-free operation.

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• Limitation of Liability:

  • To the maximum extent permitted by law, we disclaim all responsibility and liability for any losses, damages, or consequences, financial or otherwise, including but not limited to loss of revenue, profits, data, business opportunities, or indirect or consequential damages arising from the use or misuse of these materials.

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• Acceptance of Terms:

  • By using the guide and any associated material, you acknowledge and agree to this disclaimer and to any previously agreed-upon Terms and Conditions.​